Effective Date: April 19, 2026

Welcome to Watson’s Financial Services.

By accessing or using this website, you agree to the following Terms & Conditions.


Website Purpose

This website is intended to provide general information about life insurance, final expense insurance, and related services. All information is provided for educational and informational purposes only and does not constitute financial or insurance advice.

Services

Watson’s Financial Services provides insurance-related services, including policy consultations, quotes, application assistance, policy servicing, and customer support. Services are provided based on customer inquiries submitted through our website, forms, or other communication channels.

No Guarantee of Coverage

Submitting information through this website does not guarantee:

Insurance approval

Coverage availability

Specific pricing

Eligibility for any policy

All applications are subject to insurance carrier underwriting guidelines, including age, health, state availability, and other eligibility requirements.

Consent to Communications

By providing your contact information and checking the consent box on our website or forms, you agree to receive communications from Watson’s Financial Services via:

Phone calls

Text messages (SMS)

Emails

Automated technology where permitted by law

These communications are strictly related to your inquiry, requested services, or existing account activity. Consent is not a condition of purchase.

SMS Messaging Program

Program Description

Watson’s Financial Services operates an SMS messaging program to communicate with customers who have provided consent through our website forms or other communication channels.

Message Types (Non-Marketing Only)

We do not send marketing or promotional messages.

Messages are strictly service-related and may include:

Appointment confirmations and reminders

Quote follow-ups and application status updates

Payment confirmations and reminders

Missed payment notifications

Meeting follow-ups

Missed appointment alerts

Customer support and account-related updates

Message Frequency

Message frequency varies based on your interaction with our services. Messages are sent only as needed in relation to your inquiry, appointment, or account activity.

Message and Data Rates

Message and data rates may apply depending on your mobile carrier plan. Watson’s Financial Services is not responsible for any charges incurred from your mobile provider.

Opt-Out Instructions

You may opt out of SMS communications at any time by replying STOP to any message. After you send STOP, you will receive a confirmation message, and you will no longer receive SMS messages unless you opt in again.

Help Instructions

For assistance, reply HELP to any message or contact us using the information provided below.

Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

Email Communications

We may send emails related to your inquiry or services, including confirmations, updates, and follow-ups. These communications are strictly service-related. You may manage your preferences by contacting us directly.

Payments

Payment terms for insurance services or related fees will be disclosed at the time of service or agreement. Customers are responsible for ensuring timely payments as applicable.

Appointments and Scheduling

Appointments may be scheduled through our website, phone, or other communication channels and are subject to availability and confirmation.

Customers may reschedule or cancel appointments with reasonable notice.

User Responsibilities

You agree to provide accurate, current, and truthful information when submitting forms on this website.

You also agree not to misuse the website, interfere with its operations, or attempt unauthorized access to any systems or data.

Age Requirement

Our services are intended for individuals who are at least 18 years old. By using this website or submitting your information, you confirm that you meet this requirement.

Privacy and Data Protection

Your personal information is handled in accordance with our Privacy Policy. We take reasonable measures to protect your data and use it only for service-related purposes.

No Sharing of SMS Consent Data

No mobile information, including SMS opt-in data and consent, will be shared with third parties or affiliates for marketing or promotional purposes.

Information may be shared with trusted service providers solely for operational purposes (such as customer support), and only as necessary to provide services. All other use cases exclude SMS opt-in data and consent.

Third-Party Providers

Insurance products and services may be offered through third-party insurance carriers. Policy terms, pricing, and approvals are determined solely by those carriers.

Intellectual Property

All content on this website, including text, branding, graphics, logos, and design elements, is the property of Watson’s Financial Services unless otherwise stated. Unauthorized use, reproduction, or distribution is prohibited.

Limitation of Liability

Watson’s Financial Services is not liable for any direct, indirect, incidental, or consequential damages arising from the use of this website, services, or communications.

Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time. Updates will be posted on this page with the revised effective date. Continued use of the website or services constitutes acceptance of the updated Terms.

Privacy Policy

Your use of our services is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.

Direct link to our Privacy Policy: https://watsonsfinancialservices.com/privacy-policy

Contact Information

Watson’s Financial Services

Email: [email protected]

Phone: 833-918-5921